-
为何进行艺术品投资?
为何进行艺术品投资? 艺术品投资 多元化投资不仅仅意味着在股票和债券之间取得明智的投资组合平衡。其他类型的资产,如精美的艺术品,也可以在平衡的投资组合中占有一席之地。关键问题是:投资者为何要考虑投资艺术品?这或许是出于以下考虑: 对艺术品的热爱和欣赏 希望实现资产多元化 愿意永久拥有一件艺术品 愿意承担这样一件艺术品的保养和保险费用 艺术品是好的投资吗? 尽管投资艺术品的成本通常很高,但它仍然被认为是一种相当安全的投资。 艺术品市场与股票或债券市场的关联度不高,这一点正是投资者在分散资产时应该寻求的。无论金融市场表现如何(上涨亦或下跌),艺术品市场都不会受到很大的影响。2022年上半年,当股票和债券都在下跌时,艺术品拍卖却在创造新的价格记录。 2020年,艺术品市场面临挑战:受新冠疫情影响,现场拍卖取消。当代艺术品成交额下跌34%,很多拍卖会和画廊转移到线上,这也帮助了业务复苏。成交额和交易量达到历史新高,售出的艺术品比以往都要多。 目前多国面临着40年来最高的通胀率,在这样的情况下,艺术品可作为一个很好的对冲策略。手上有大量现金的人想要购买艺术品或房产等硬资产,从而保护自己的财富不受侵蚀。因此,在最近的高通胀期间,艺术品拍卖价增长强劲。 这一趋势给艺术品投资的未来带来了不错的前景。尽管如此,投资者也应谨慎,不要被理论上通过投资艺术品可获得的高回报所诱惑。 通过有选择地投资艺术品,使现有的收藏多样化,并长期持有作品,是有可能从投资艺术品中获得正收益的。艺术品投资者更应该期待取得与债券相媲美的回报,而不是艺术品指数所吹嘘的击败市场的回报。 在投资艺术品之前需要了解什么? 当您投资于一件艺术品时,一般会期望市场对它或者类似作品的需求比供给增长要快。如果是这样,这件艺术品的价值就会上涨,您就可以通过出售它而获利。 这说起来容易,做起来难。 选择艺术家可能很难。在未来的艺术大师发迹并开始为其作品收取高价之前,他们不太可能被发现。而且在世艺术家的作品在拍卖会上拿不到与已故艺术家的作品一样的价格。 艺术品需要保养。艺术品通常是一种有形的硬资产。与退休账户等无形资产不同,艺术品需要占用物理空间。为了确保艺术品保值,需要对其进行保养和维护。如果在家里展示艺术品,则需要注意温度、湿度、阳光和其他各种可能损坏艺术品的因素。在付费的情况下,可以选择请存储公司将艺术品保存在一个气候可控的环境空间。 购买和出售艺术品时需要考虑各种费用,包括销售税、运输费用、认证和评估费用以及保险费。 刚开始投资,不知道从哪里开始? 位于瑞士纳沙泰尔的雷梭勒家族办公室在艺术界拥有广博的知识和优秀的成熟人脉。收购艺术品需要专业知识,最重要的是,需要信任!因此,雷梭勒只与极少数非常著名的艺术品顾问合作,而这些顾问又在艺术界拥有非公开的渠道和联系人——通常是那些谨慎决定出售某件艺术品的私人收藏家。这些艺术作品主要是绘画,但也有雕像,大多属于现代和当代艺术领域。 您对这样的投资机会感兴趣吗?尝试一下,免费与我们取得联系以了解更多细节。雷梭勒家族办公室采用审慎和非常个性化的方法,这是我们成功的基石——超过11年都是如此! 联系方式: 电话:400-006-7726 邮箱:info@lasoleille.com 资料来源:部分来自Motley Fool,2023年1月。 original English Text Why to invest in art? Investing in art - an exciting option with the professional expertise of La Soleille Family Office Diversifying investments is not only just about wisely balancing the portfolio between stocks and bonds. Alternative assets such as fine art might have a place in a balanced portfolio as well. The key question is: why should an investor consider investing in art? - passion and appreciation for art - looking for diversifying the assets - willing to own a piece of art indefinitely - willing to afford the maintenance and insurance for such an artwork Is art a good investment? Despite the high costs often associated with investing in art, it still is considered as a rather safe investment. The art market is not highly correlated with the stock or bond markets. Thats exactly what investors should be looking for when diversifying their assets. No matter what the financial markets are doing -- moving up or trending down -- the art market is not affected very much. While both stocks and bonds were declining in the first half of 2022, art auctions were setting new record prices. In 2020, the art market faced a challenging environment when in-person auctions were cancelled due to the COVID-19 pandemic. Turnover in contemporary art fell 34%, and many auctions and galleries shifted online, which helped things bounce back. Turnover and transactions reached a new all-time high, and more artworks were sold than ever before. As we face in many countries the highest inflation rates weve seen in 40 years, art can serve as a good hedge against inflation. People with a lot of cash on hand are looking to buy hard assets such as art or real estate to protect their wealth. As a result, we’ve seen strong increases in auction values during recent high inflation. This trend is promising for the future of art as an investment. Nevertheless, investors should be cautious and not be seduced by the high returns they could theoretically achieve by investing in art. Its possible to generate positive returns from investing in art by being selective, diversifying an existing collection, and holding pieces for the long term. Art investors should expect returns more comparable to those of bonds and not the market-beating returns touted by the art indices. What to know before investing in art? When one invests in a work of art, it is with the expectation that the demand for this or similar pieces will increase faster than the supply. If this is the case, the value of the artwork will increase and it may be possible for you to sell it at a profit. Thats easier said than done. Choosing an artist can be difficult. It is unlikely to discover the next big artist before they have earned a reputation and start commanding high prices for their work. And works by living artists dont fetch the same prices at auction as pieces by those who have passed away. Art requires maintenance. Art is typically a tangible, hard asset. Unlike intangible assets such as retirement accounts, art takes up physical space. Care and maintenance are required to ensure that the art retains its value. If one is displaying the art in your home, one needs to be mindful of temperature, humidity, sunlight, and various other factors that could degrade the work. For a fee, one can opt to have a storage company keep the work in a climate-controlled environment. Various other costs to consider with the purchase and sale of artwork include sales tax, transportation expenses, authentication and appraisal fees, and insurance. New to investing and not sure where to start? La Soleille Familiy Office in Neuchâtel, Switzerland has a broad knowledge and excellent and accomplished contacts in the art world. Acquiring a work of art requires expertise and, above all, trust! La Soleille therefore only works with very few but very renowned art consultants, who in turn have non-publicly accessible channels and contacts in the art world - often private collectors who discreetly decide to sell a particular piece of art. These are mainly paintings but also statues, both mostly in the field of modern and contemporary art. Are you interested in such an investment opportunity? Try us out and contact us without obligation for further details. Discretion and a very personal approach are the successful basis of La Soleille Family Office - for over eleven years! Source: partly Motley Fool, January 2023 本文转载自瑞士雷梭勒家族办公室,如有侵权,敬请告知删除。 Sooswiss为您提供 瑞士方向私人管家式的定制服务: 1)家族传承 2)财富管理 3)投资咨询 4)企业服务 5)居留计划 6)国际教育 更多资讯请登录网站 www.sooswiss.com
-
瑞士博浩特银行(Bonhote bank):更多令人欣慰的消息
瑞士博浩特银行(Bonhôte bank):更多令人欣慰的消息 本文内容由雷梭勒家族办公室根据Banque Bonhôte英语文章翻译整理,版权归原作者所有。更多信息可以访问银行官网:https://www.bonhote.ch/en/ 概览 上周市场保持稳定。宏观经济数据显示,通胀正在经济复苏局势下逐渐放缓。美国各家银行的一季度财报也令人欣慰,息差增长对账面净利带来的积极影响得以凸显。 债券收益率在上周也很稳定,10年期国债的收益率在3.50%左右,德国的同类别债券收益率为2.50%。 在美国,代表纽约地区的纽约联储商业活动指数为-9.8,而上月为-10.1。相比之下,私营领域的增长步伐加快,综合PMI(采购经理人指数)为53.5,高于上月的52.3。服务业PMI好于预期,为53.7,而预测值为52.6。 通胀正在经济复苏局势下逐渐放缓 就业方面,初次申请失业救济金人数在4月10日这一周增加5,000人,达到24.5万人,而前一周为24万人。 我们可以看到,就业市场依然稳定,通胀尽管仍高于美联储的长期目标,但目前正在放缓。市场已将下周的基准政策利率提高了0.25个百分点,随后利率可能会有一段时间持平。 在欧元区,消费者价格通胀在3月有所放缓,但核心通胀依然高启。总体通胀指数同比下降至6.9%,但环比上升0.9%,符合预期。核心通胀(剔除了食品和能源部分)上月同比放缓至7.5%。 欧元区制造业和服务业的综合PMI从3月份的53.7回升到本月的54.4,表明4月份私营领域业务活跃。 在德国,3月份生产价格环比下降2.6%,因此年度涨幅仅为7.5%,低于2月份(+15.8%)。 在中国,在家庭消费的推动下,经济活动的增长速度高于预期,而建筑投资继续减少。国内生产总值同比增长4.5%,零售额增长10.6%。消费支出势头重现,也帮助促成了路易·威登、爱马仕和欧莱雅等奢侈品牌一季报的稳健业绩。 中国经济增速高于预期 在此背景下,标普500指数上周收盘时基本没有变化(-0.10%)。科技股密集的纳斯达克指数小幅下跌0.42%。STOXX欧洲600指数上周小幅上涨(+0.45%)。 本周的亮点将是下一批企业盈利,以及美国的耐用品订单和PCE通胀(译者注:PCE为个人消费支出物价指数,2002年被美联储采纳为衡量通胀的主要指标)。 SMI(瑞士市场指数)已回到今年的高点,但它必须向上突破11500点,以便为其在适当的时候冲上11750点留出空间。 关键数据 (数据来自上一期周五刊出的文章) 天然气仍然是问题 自乌克兰战争爆发以来,欧洲天然气市场急剧波动,最低曾于2020年8月不到5欧元/兆瓦时,最高则于2022年8月超过300欧元/兆瓦时。目前的价格约为40欧元/兆瓦时。 近年来,全球天然气产量急剧上升,2021年已超过4万亿立方米。天然气的主要生产国是美国、俄罗斯和伊朗。 荷兰TTF天然气期货价格 虽然市场价格已从高点大幅下落,但能源危机仍然伴随着我们——原因有几个。首先,天然气价格的波动使家庭难以计划其能源成本。其次,市场价格虽然降低,但并未降到对家庭和企业收取的价格水平,因为能源价格取决于多个其他因素,如关税、输送和分配成本以及能源供应商赚取的利润。 最后,天然气价格的走向也受到环境问题的影响。天然气的使用促使温室气体排放增加。因此,各国和各公司正在越来越多地关注投资更加清洁的能源,从而实现能源结构的多样化。 尽管天然气产量增加,但亚洲和北美等地的需求持续超过供应,而天然气生产国和购买国之间的紧张关系也对价格造成压力。因此,在继续寻求可持续和可负担的能源解决方案时,目前的能源危机是政府、公司和消费者担心的主要问题。 Original English Text More reassuring news Overview Markets held steady last week. Macroeconomic data showed that inflation is slowly easing amid a resilient economy. The first set of quarterly earnings from US banks was also reassuring, highlighting the positive impact of higher interest margins on bottom lines. Bond yields were also stable over the week with the yield in 10-year Treasuries around 3.50% and the German equivalent at 2.50%. In the US, the New York Feds business activity index, representing the New York area, clocked in at -9.8 versus -10.1 the previous month. In contrast, private sector growth picked up pace, with the composite PMI coming in at 53.5 up from 52.3 the previous month. The services component was better than expected at 53.7 compared with the 52.6 forecast. Inflation is slowly easing amid a resilient economy On the employment front, initial jobless claims rose by 5,000 to 245,000 in the week beginning 10 April versus 240,000 in the previous week. As we can see, the labour market is still solid and inflation is slowing, though remaining above the Feds long-term target. The market has priced in a quarter-point increase in the benchmark policy rate next week, possibly followed by a hiatus in rate hikes. In the Eurozone, consumer price inflation slowed up in March but core inflation was still high. The headline index was down at 6.9% year-on-year but up 0.9% month-on-month, in line with expectations. Core inflation – which excludes food and energy – slowed to 7.5% year-on-year last month. The Eurozones composite PMI, for manufacturing and services, recovered from 53.7 in March to 54.4 this month, pointing to buoyant private sector activity in April. In Germany, producer prices fell 2.6% month-on-month in March, resulting in an annual increase of 7.5%, slower than in February (+15.8%). Over in China, growth in economic activity accelerated to a sharper degree than expected, driven by household consumption, while construction investment continued decreasing. GDP was up 4.5% year-on-year and retail sales rose by 10.6%. The renewed momentum in consumer spending has been part of the reason behind the solid quarterly revenue reports by LVMH, Hermès and LOréal, all luxury goods groups. Chinas economic growth accelerated more expected Against this backdrop, the S&P 500 ended the week more or less unchanged (-0.10%). The tech-heavy Nasdaq edged down by a modest 0.42%. The Stoxx 600 Europe ended the week up slightly (+0.45%). Highlights this week will be the next batch of corporate earnings, plus durable goods orders and PCE inflation out of the US. Key data (values from the Friday preceding publication) Gas still an issue Since the outbreak of the war in Ukraine, the European natural gas market has fluctuated sharply, from a low of less than EUR 5/MWh in August 2020 to a high of more than EUR 300/MWh in August 2022. The current price is around EUR 40/MWh. Global natural gas production has risen sharply in recent years to exceed 4,000 billions of cubic metres in 2021. The main producers of natural gas are the US, Russia and Iran. Although the market price has fallen sharply from its peak, the energy crisis is still with us – for several reasons. First, volatility in gas prices makes it hard for households to plan their energy costs. In addition, the lower market price has not filtered down to the prices charged to households and businesses because the price of energy depends on several other factors such as duties, transmission and distribution costs and the margins earned by energy suppliers. Lastly, the direction of gas prices is also influenced by environmental concerns. The use of natural gas drives up greenhouse gas emissions. Countries and companies are therefore looking increasingly to diversify their energy mix by investing in cleaner energy sources. Despite increased production of natural gas, demand continues to outstrip supply in Asia and North America, for example, while tensions between the countries producing the gas and those buying it are also putting pressure on prices. The ongoing energy crisis is therefore a major worry for governments, companies and consumers as the search for sustainable and affordable energy solutions continues. 本文转载自瑞士雷梭勒家族办公室,如有侵权,敬请告知删除。 Sooswiss为您提供 瑞士方向私人管家式的定制服务: 1)家族传承 2)财富管理 3)投资咨询 4)企业服务 5)居留计划 6)国际教育 更多资讯请登录网站 www.sooswiss.com
-
宇宙万年,浓缩腕间——伯爵超薄万年历腕表全新发布
宇宙万年,浓缩腕间——伯爵超薄万年历腕表全新发布 导语: 2023年的日内瓦“钟表与奇迹”高级钟表展在为期一周的活动中刷新了历史,也呈现了盛况。在钟表展上伯爵全新发布的超薄万年历腕表,散发出独属于伯爵的大胆不羁、与众不同的精神。这款表全球仅限18位尊贵的贵宾持有。 2023年,雷梭勒将携手伯爵为您提供一系列特色的服务,期待夏天与您在瑞士相聚! 自1874年创立以来,PIAGET伯爵不断以精湛细腻的珠宝艺术融合复杂制表技术,推出了诸多奢华腕表与高级珠宝臻品。秉承着“永远做得比要求的更好”的品牌精神,伯爵始终将精湛工艺和无限创意融入每一件作品中,同时优先发展创意和对细节的追求,将腕表与珠宝工艺完美融合在一起。 伯爵受邀参加了2023年3月的日内瓦钟表展,2023年的日内瓦“钟表与奇迹”高级钟表展在为期一周的活动中刷新了历史,也呈现了盛况。在钟表展上,伯爵全新发布的超薄万年历腕表,散发出独属于伯爵的大胆不羁、与众不同的精神。这款万年历腕表的布局经典,腕表厚度为8.65毫米,让人在领略复杂功能的同时,也能感受到它的纤薄。 标志性的Piaget伯爵Polo系列首次推出机械万年历款式——Piaget伯爵深谙该经典复杂功能的奥妙,并已将其搭载于其他腕表系列之中。“万年历”腕表具备日期、星期、月份显示功能,通常也包括月相显示,同时自动计算出月份的准确日数和闰年周期。这款蓝色黑曜石表盘,白金镶嵌蓝宝石,全球限量18只。 2023年,雷梭勒将携手伯爵为您提供一系列特色服务: 1. 瑞士伯爵日珠宝、腕表工厂参访,定制属于您的珠宝、腕表。 1874年,乔治·伯爵(Georges Edouard Piaget)先生在瑞士Jura的仙女峰(La Cote-aux-Fees)成立制表工厂,开始制造精密腕表的机芯。自此,他开创了品牌辉煌的创造历史。 2. 在伯爵日内瓦总部,现场做宝石投资品鉴。 将邀请伯爵的宝石鉴定首席Guillaume Chautru做现场珠宝品鉴。 3. 钟表体验,现场动手实践,机芯组装。 4. 参加当地的特色活动。 如:音乐会、文化遗产保护区酒窖品酒等。 每年七、八月份,日内瓦市将会组织音乐节活动。音乐节将混合传统和现代音乐的趋势:爵士、嘻哈、室内歌剧、灵魂、古典演奏、摇摆、雷鬼等。期间将会举办30多场活动。 2007年被评为世界文化遗产的Lavaux区,是指临着日内瓦湖东起Cully小镇,西至Vevey小镇,绵延30公里的葡萄园梯田,每年6月初为期3天的开窖节,可从山顶的酒窖一直喝到湖边的酒窖,可谓是葡萄酒爱好者的天堂! 5. 个人定制活动,根据您的喜好定制个性化活动。 如:与伯爵高层的尊贵晚宴;与瑞士雪具品牌合作,邀您冬季滑雪;喜欢跑车朋友们的福音——邀约法拉利跑车试驾等等。 6. 雷梭勒提供为您定制专属瑞士行程的服务: 商务出访(企业需求考察,资源拓展,升级转型) 家庭旅游(寒暑假享受家庭时光,共度亲子时刻) 专题考察(精工、医疗、教育、了解瑞士相关行业发展) 2023年的夏天,雷梭勒在瑞士期待您的到来! 如有任何需求,可随时邮箱info@lasoleille.com或电话400-006-7726与我们联系。 本文转载自瑞士雷梭勒家族办公室,如有侵权,敬请告知删除。 Sooswiss为您提供 瑞士方向私人管家式的定制服务: 1)家族传承 2)财富管理 3)投资咨询 4)企业服务 5)居留计划 6)国际教育 更多资讯请登录网站 www.sooswiss.com
-
阿尔卑斯壹号酒店式公寓项目介绍
阿尔卑斯壹号酒店式公寓项目介绍 导语: 瑞士土地资源极为珍贵,瑞士政府对外籍人士在当地购房有着严格的限制和要求,因此外籍人士可购买的房地产项目异常稀缺。阿尔卑斯壹号酒店式公寓则是当地州政府特批可以售卖给外国人购买的极少数物业项目之一。 项目概况 阿尔卑斯壹号项目共65套四星级酒店式公寓,由四栋建筑组成,全球仅限65位尊贵人士独享。 户型:单间、一居、两居、三居、三居复式 户型面积:29.9~147.1㎡ 售价区间:CHF284,600~1,487,000 配套设施:餐厅、酒吧、咖啡厅、健身房、雪具储藏室、地下停车场等 地理位置:位于瑞士最大滑雪区四山谷中的祖玛(La Tzoumaz)登山缆车站(距日内瓦国际机场1个半小时车程,距离瓦莱州首付锡永20分钟车程)项目亮点 1. 夏冬度假,最佳目的地 每年的12月到4月是瑞士的滑雪季节,全球约有43%的滑雪爱好者会来瑞士感受滑雪天堂的魅力。 阿尔卑斯壹号所在地四山谷是瑞士最大的滑雪胜地,该地区雪道总长412公里,通过92条缆车相连,垂直落差接近2000米。其中初级蓝道107公里,中级红道202公里,高级黑道103公里。该地区有200多个滑雪场,4000多名专业级别的滑雪教练。 而阿尔卑斯壹号则是该地区唯一一家滑雪入户的酒店式公寓。酒店建于滑雪坡道之上,采用滑雪场与酒店一体化的设计,可直接滑进滑出。 每年的5月到11月则是旅游旺季。在阿尔卑斯壹号周边,有百余公里的骑行和徒步路线,可以满足游客的徒步旅行需求。此外,游客还可开展登山、滑翔、探索阿尔卑斯山等各种活动。 2. 源于自然,高于自然 阿尔卑斯壹号严格遵守瑞士高建筑标准,传承欧洲百年建筑屹立不倒的风格,安全与舒适双管齐下。 酒店的每栋楼均配有防空洞,使用特殊混凝土墙体,厚20cm,由专门的气压设备操作。门窗均采用优质多层玻璃,通过外部探头自动调节室内温度,确保室内温度舒适。家具选用阿尔卑斯山原木,环保、美观、大方、使用寿命很长。 3. 专业服务,信用背书 瑞士阿尔卑斯壹号酒店式公寓项目提供一键式、专业合规的服务,从管理到收益全部由专业团队提供保障。 阿尔卑斯壹号项目由瑞士顶级酒店管理公司GNP(GoodNight Partners)专业管理。GNP公司专注于酒店房产业务,其管理人员均毕业于洛桑酒店管理学院,此前已在瑞士成功运营管理7家雪场酒店,拥有丰富且专业的酒店管理经验。 阿尔卑斯壹号项目由中国上市公司众信旅游集团出品。众信旅游是国内领先的全国性的大型旅游运营商,北京市5A级旅行社,国内A股市场首家民营旅行社上市公司。据统计,众信旅游集团每年向境外旅游输出人数高达200万人,其中瑞士旅游人数已经超过11万人次,很多旅游线路都经过祖玛小镇,可全面保障项目资金安全性与未来游客量。 4. 公证监管,安全保障 在瑞士,房地产交易买卖必须经过公证师的确认方可生效,公证师负责房地产交易中的所有资金交换。 5. 永久产权,一劳永逸 阿尔卑斯壹号是永久产权,无遗产税,一旦购入房产,房屋和土地均会变为私有,房主可以世世代代居住。 子女通过继承得到的房产也无需缴纳遗产税。 6. 房产投资,保值增值 作为投资,房地产投资的收益较高,除了本金收益率随着房价增长而增长之外,还有固定租金带来的收益。相比于股票债券投资来说,风险也相对更低。 瑞士是全球通胀率最低的国家之一,投资瑞士房产是抗通胀的极佳选择。瑞士房地产市场无泡沫,升值稳定。10年间,瑞士房价平均增长35%,30年来没有跌过。自项目启动至2022年,阿尔卑斯壹号酒店式公寓项目已增值5%。 项目投资回报 购买阿尔卑斯壹号酒店式公寓后,业主可享受每年14天非雪季免费入住。 此外,投资该项目可享有两种灵活的收益方案。 其一可选择包租15年,前3年每年投资回报5%;从第四年起,客人每年可享有其客房纯利润70%分红。 其二可选择在5年后更名、出售。 作为尊贵、稀缺的海外资产配置产品,阿尔卑斯壹号酒店式公寓项目自从推出后广受中国投资者欢迎。瑞士雷梭勒家族办公室拥有该项目的瑞士独家销售授权,可为您定制私人看房团赴瑞预约看房,提供一揽子房产交易交割服务。 如果您对于阿尔卑斯壹号酒店式公寓项目感兴趣,意欲了解更多详情,欢迎通过邮箱info@lasoleille.com或电话400-006-7726咨询雷梭勒客户经理。 本文转载自瑞士雷梭勒家族办公室,如有侵权,敬请告知删除。 Sooswiss为您提供 瑞士方向私人管家式的定制服务: 1)家族传承 2)财富管理 3)投资咨询 4)企业服务 5)居留计划 6)国际教育 更多资讯请登录网站 www.sooswiss.com