发布时间：2018-04-20
➣ 1387:Bishop Fabri of Geneva allows bankers to charge interest
➤ 1387年：日内瓦法布里主教允许银行收取利息
➣ The importance of (trade)-fairs is growing in the 15th century
➤ 15世纪，（贸易）集市的重要性逐渐加强
◆ Foreign Exchange activities 对外交易活动
◆ Transfer of funds from one place to the other
资金从一个地方转移到其他地方
◆ Letter of Credit 信用证
◆ Secured Credit (Lonbard) 抵押担保贷款（Lonbard）
➣ Network and exchanges develop within the Swiss and European cities
➤ 瑞士和欧洲城市之间的网络和交易发展
➣ Growing importance of transfer, debit and credit activities
➤ 转让、借记和信贷活动日益重要
➣ Wealth accumulation in Switzerland mainly by:
➤瑞士的财富积累主要由以下活动形成：
◆ Trading/Merchant 交易或批发
◆ Mercenary services for other nations (France, Holland, principalities in Italy etc.)
为其他国家提供的雇佣兵服务（法国、荷兰和意大利公国等）
➣ Artisans develop and teach their know-how where they settled down
➤ 手工业者在他们定居下来的地方发展和传授技能
➣ The book printing industry becomes very important
➤ 书本印刷业变得非常重要
➣ Textiles printing flourishes
➤ 纺织品印花繁荣发展
➣ Development of the activities of clock- and watchmakers
➤ 时钟和钟表匠活动开始发展起来
➣ After the 18th Century:Several Banks are created by Hugenots,mainly in Geneva
➤ 18世纪后：Hugenots法国胡格诺派新教徒建立了几家银行，主要分布于日内瓦
➣ Before and specially after the French Revolution of 1789 and during and after the devastating Napoleonic Wars and instability all over in Europe (wars in Italy, Austro-Hungary,Franco-Prussia, USA) capital flees for Switzerland
➤ 1789年法国大革命前后，以及颇具毁灭性的拿破仑战争期间和之后，整个欧洲都处于不稳定状态（意大利战争、奥匈帝国战争、普法战争和美国战争）各国资本逃往瑞士
➣ In the Treaty of Vienna 1815, the frontiers of Europe are newly defined, also partially in Switzerland
➤ 在1815年维也纳条约中重新定义欧洲边界，部分处于瑞士境内
➣ Recognition of the Swiss neutrality in the same treaty
➤ 在同一条约中，承认瑞士的中立国地位
➣ Important financial needs for large industrial projects
➤ 大型工业项目的重大财务需求
➣ Wealth is accumulating and needs financial advice
➤ 财富持续积累，需要理财建议
➣ Opening of the first savings banks, the Cantonal banks, the large commercial Banks(Credit Suisse, UBS, SBC Banking) and of course, private Banks such as the Bank Bonhôte,created 1815)
➤ 第一批储蓄银行、州立银行、大型商业银行（瑞士信贷银行、瑞士联合银行和瑞士银行）和私人银行开业（如于1815年建立的Bonhôte银行）
➣ Creation of insurance companies in the second part of the 19th century
➤ 19世纪后半叶，保险公司开始建立
➣ 50 years later: inauguration of the Swiss National Bank
➤ 50年后：瑞士国家银行成立
➣ Switzerland continues to play a major role as «Save Heaven» during the First World War, specially afterwards in the 1930th, during and after the Second World War
➤ 瑞士作为一处“安全避风港”，在以下时间段发挥了重要作用，即第一次世界大战期间、特别是上世纪30年代之后、第二次世界大战期间以及战后
➣ Banking Secrecy is introduced 1934 to fight espionage
➤ 1934年开始实行银行保密制度，用于对抗间谍
➣ After the 1960, Switzerland rises to an international financial centre(3rd behind London and New York)
➤ 1960年后，瑞士上升为国际金融中心（继伦敦和纽约后的第3个国际金融中心）
➣ 2017，Switzerland starts data exchange with designated Countries
➤ 2017年，瑞士开始与指定国家进行数据交换
➣ Importance of the Financial place of Switzerland continues to grow
➤ 瑞士金融地位变得日益重要
➣ In the future, Switzerland wants to continue to have a strong, internationally competitive financial market which makes a substantial contribution to prosperity in the country
➤ 瑞士希望能继续拥有强大的、具有国际竞争力的金融市场，为国家的繁荣作出重大贡献
➣ This requires the creation of the best possible, internationally accepted framework which is shaped in such a way that the Swiss financial market：
➤ 这需要创造最好的、国际公认的框架，形成该框架后，瑞士金融市场可以：
◆ offers services of outstanding quality which are valued by clients from all over the world
提供优质服务，深受世界各地客户的好评
◆ can stand firm even in the face of the severest shocks in international financial and capital markets
即使面临国际金融和资本市场的剧烈冲击，也持续稳定
◆ acts as an international role model by consistently combating abuses
作为国际榜样展开行动，持续打击滥用
Sources:The Swiss Financial Center, August 2017
来源：瑞士金融中心，2017年8月
➣ 261banks
➤ 261所银行
➣ 8 different banking groups
➤ 8个不同的银行类别
➣ This diversity is one of the core strengths of the Swiss financial centre
➤ 这种多样性是瑞士金融中心的核心优势之一
➣ The banks fulfill their role in the Swiss economy
➤ 银行在瑞士经济方面发挥其作用
➣ They finance Swiss companies reliably – and did so even during the financial crisis
➤ 他们为瑞士公司提供了可靠的融资——即使在金融危机期间也是如此
➣ 85% of Swiss private clients are satisfied or very satisfied with their bank
➤ 85%的瑞士私人客户对银行服务满意或非常满意。
◆ Neutrality in foreign policy
外交政策中保持中立
◆ Legal stability
法律稳定性
◆ Stability in labour market relations
劳动力市场关系的稳定性
◆ Monetary stability
金融体制的稳定性
◆ System stability/stability of the banking system
系统稳定性或银行系统稳定性
◆ Comprehensive range of services and products
全方位的服务和产品
◆ High level of diversification in business activities and financial service providers
商业活动和金融服务提供者的高水平多样化
◆ Open and globally networked
开放和全球网络化
◆ Linguistic and cultural plurality
语言和文化多元化
◆ Globality
全球性
◆ Tax-compliant
守法纳税
◆ Exemplary due diligence requirements
规范的尽职调查要求
◆ Responsible attitude towards environment and society
对环境和社会负责的态度
◆ Risk-aware
风险意识
◆ Right to protection of financial privacy
保护财务隐私的权利
◆ Quality-conscious
质量第一
◆ Client-oriented
面向客户
◆ Professional
专业
◆ Skilled and talented
拥有技术与才能
◆ Innovative
创新
◆ Flexible and capable of reacting swiftly
灵活且具备快速应变能力
◆ Return and profit-oriented for clients and shareholders
回报并维护客户和股东利润
◆ Reputation 信誉
◆ Confidence 信任
◆ Security 安全
◆ Solidity 稳固
◆ Stability 稳定
◆ Reliability 可靠
◆ Continuity 持续
◆ Flexibility 灵活
◆ Efficiency 高效
◆ International touch 国际联系