发布时间：2021-12-14
传承宝典 | 新冠疫情如何影响了财富大转移
导读
在最近一期举办的“家族办公室幕后”网络研讨会上，Stonehage Fleming就“新冠疫情如何影响了财富大转移”这一主题与其专家组成员展开交流。专家们立足经验，围绕着团队在疫情时期服务全球家族的一些关键经历展开，分享了未来关于财富转移的趋势。
本文内容由雷梭勒家族办公室编译整理，版权归原作者所有。
Philippe de Salis -瑞士信托机构负责人：
人们对税收的看法正在发生变化。最近，应某家族要求，我们将其名下的一大笔资金用于资助一家慈善基金会。但该笔资金并未直接流向基金会，而是先交由一位居留英国的家族成员，再由他赠予该基金会。结果综合下来税率高达25%——但该家族认为这一数目非常合理，交税也是理所应当。这种情况目前为止还比较少，但在未来几年可能会越来越常见。
Cora Binchy-家族办公室合伙人：
信托机构对家族提供的服务也在发生本质上的变化。疫情期间，很多企业收入一落千丈，业务受旅行限令限制，员工大规模停职，公司在重重压力之下转而向家族信托寻求经济支持。虽然从利益角度来看，这样的投资并无直接经济回报，但从道德层面来看，信托机构有义务帮受益人履行其对员工的社会责任。
Priyanka Hindocha-家族办公室总监：
越来越多的家族在关注内部财富传承的同时，也希望能更好地回馈社会，给社会带来积极影响。而作为一家服务多个家族的专门机构，我们的职责是为他们提供战略和实施方面的支持。近年来在环境、社会和治理（ESG）方面的投资项目越来越受到主流关注，我们也期待这一趋势能在未来有所持续。
Johan van Niekerk-美国家族办公室负责人：
慈善事业在美国社会中一直扮演着重要角色。据彭博财富（Bloomberg Wealth）统计，美国平均捐赠数额在2020年上升了48%。越来越多的富人开始参与当地的慈善事业，其中也包括我们的客户。在积累了可观的财富之后，他们也希望能尽力回馈自己所在的社会与社区。
Original English Text
Giving back - how Covid-19 has affected the Great Wealth Transfer
Five trends identified by our experts
We asked our panellists at a recent Behind the Scenes of a Family Office webinar how Covid-19 has affected the Great Wealth Transfer. Taking guests on a wide-ranging journey that considered the speakers’ shared experiences the discussion centred around some key themes our international advisers have seen working with global families.
Philippe de Salis - Head of Fiduciary, Switzerland: Attitudes towards tax are evolving. A recent decision was taken to make a significant tax-inefficient distribution at the request of a beneficiary family. The purpose was to fund a charitable foundation. Instead of distributing the funds directly, however, they were distributed to a UK resident beneficiary who gifted the funds to a foundation. The result was a ‘blended’ tax rate of 25% - the family felt it was their responsibility to pay what they saw as a fair share. Although still unusual, I think we may see more of this sort of planning in the years to come.
Cora Binchy – Partner, Family Office: Many trustees have had to reassess the nature of their obligations to beneficiaries. A sudden halt in income, restrictions on travel and furloughed employees have put companies under incredible pressure leading beneficiaries to ask trustees to support their businesses. Even where giving funds to a business would not directly benefit the beneficiaries financially, as trustees we have had to weigh that against the moral obligation beneficiaries felt towards their employees.
Priyanka Hindocha – Director, Family Office: A rising number of families are considering how their wealth and their succession planning may benefit not only the next generation of family members, but wider society. For many, the purpose of their wealth has evolved to include how best they can ‘make an impact’ and as a multi-family office, part of our role is to provide support on both the strategic and implementation side of this. Conversations around investing with an ESG focus are also becoming more mainstream. It will be interesting to see to what extent this continues over the coming years.
Johan van Niekerk – Head of Family Office US: Philanthropy has long been a critical element of American society. According to Bloomberg Wealth, average giving surged by 48% in 2020, with wealthy people increasingly drawn to local causes. This culture of giving has been mirrored by our clients who are committed to giving back to the society and communities that have helped them build up their wealth.
本文转载自雷梭勒家族办公室，如有侵权，敬请告知删除。
Sooswiss为您提供
瑞士方向私人管家式的定制服务：
1）家族传承 2）财富管理 3）瑞士投资
4）居留计划 5）税务优化 6）家族治理
更多资讯请登录网站 www.sooswiss.com
